# From the credit lab.

Methodology notes, validation reports, and case studies. Written for credit officers and quants, not for marketers.

## Product

### **The AIR Platforms June Release is Here**  
AIR now lives inside the ChatGPT and Copilot Agent Stores, our specialized bank model goes live, and AIR Agent supports follow-up questions on completed scenarios — built for the speed of modern credit.  
[Read](/content/research/june-2026-release/index.html)

### **The AIR Platforms May Release is Here**  
AIR everywhere your team works, next-gen scenarios, and frictionless financials — three leaps designed to turn private credit intelligence into a daily competitive edge.  
[Read](/content/research/may-2026-release/index.html)

### **AIR Platform: A universal view of credit**  
The largest platform release in AIR's history — a re-architecture of how credit risk gets assessed, with universal coverage, daily reassessment, and portfolio-scale scenario analysis.  
[Read](/content/product-overview/index.html)

## Blog

### **Prompting Isn't Credit Analysis**  
Prompting an LLM is not the same as running credit analysis — real AI should supercharge analysts with deterministic models, scenario engines, and explainable, auditable outputs.  
[Read](/content/research/prompting-isnt-credit-analysis/index.html)

## Press

### **AIR Raises $6.1 Million to Modernize Private Credit Ratings With AI**  
Co-led by Work-Bench Ventures and Lerer Hippeau, the seed round funds AIR's mission to bring daily, bias-free credit ratings to public and private credit markets.  
[Read](/content/research/air-raises-6-1-million-seed/index.html)

## Company

### **Why We Built AIR Platforms**  
From the financial crisis to Kaggle Grandmasters and the GenAI inflection — why credit needs its self-driving moment, and the $6.1M seed to make it happen.  
[Read](/content/research/why-we-built-air-platforms/index.html)

## Blog

### **AI data centers are testing energy credit**  
Explosive data-center load growth is exposing counterparty blind spots across utilities, off-takers, and midstream partners — and traditional credit can't see them.  
[Read](/content/research/ai-data-centers-are-testing-energy-credit/index.html)

## Product · Research

### **Wolfspeed Post-Default: Using AIR's Technology to Analyze Investment Opportunities and Risks**  
With Wolfspeed's bankruptcy filed, the question shifts from 'what happened?' to 'what's next?' — using AIR's Credit Agent to forecast post-restructuring credit profiles.  
[Read](/content/research/wolfspeed-post-default/index.html)

### **ML-Powered Credit Ratings and Analysis — Wolfspeed: AIR's Credit Model in Action**  
AIR's ML model flagged Wolfspeed at speculative grade as far back as 2016, with a sustained slide into CCC territory beginning in 2019 — three years before its last bond sale.  
[Read](/content/research/wolfspeed/index.html)

### **AIR Bringing the Power of AI to Credit**  
The first standardized, AI-powered framework that evaluates and compares credit risk and opportunity on a consistent basis across public and private markets.  
[Read](/content/research/air-bringing-the-power-of-ai-to-credit/index.html)

## Company · Product

### **Introducing AIR Platforms: the first AI-powered credit rating agent**  
Stepping out of stealth with a mission to democratize AI-powered credit ratings and bring clarity to a $1.7T private credit market.  
[Read](/content/research/introducing-air-platforms/index.html)