From the credit lab.

Methodology notes, validation reports, and case studies. Written for credit officers and quants, not for marketers.

Product

The AIR Platforms June Release is Here

AIR now lives inside the ChatGPT and Copilot Agent Stores, our specialized bank model goes live, and AIR Agent supports follow-up questions on completed scenarios — built for the speed of modern credit.
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The AIR Platforms May Release is Here

AIR everywhere your team works, next-gen scenarios, and frictionless financials — three leaps designed to turn private credit intelligence into a daily competitive edge.
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AIR Platform: A universal view of credit

The largest platform release in AIR's history — a re-architecture of how credit risk gets assessed, with universal coverage, daily reassessment, and portfolio-scale scenario analysis.
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Blog

Prompting Isn't Credit Analysis

Prompting an LLM is not the same as running credit analysis — real AI should supercharge analysts with deterministic models, scenario engines, and explainable, auditable outputs.
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Press

AIR Raises $6.1 Million to Modernize Private Credit Ratings With AI

Co-led by Work-Bench Ventures and Lerer Hippeau, the seed round funds AIR's mission to bring daily, bias-free credit ratings to public and private credit markets.
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Company

Why We Built AIR Platforms

From the financial crisis to Kaggle Grandmasters and the GenAI inflection — why credit needs its self-driving moment, and the $6.1M seed to make it happen.
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Blog

AI data centers are testing energy credit

Explosive data-center load growth is exposing counterparty blind spots across utilities, off-takers, and midstream partners — and traditional credit can't see them.
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Product · Research

Wolfspeed Post-Default: Using AIR's Technology to Analyze Investment Opportunities and Risks

With Wolfspeed's bankruptcy filed, the question shifts from 'what happened?' to 'what's next?' — using AIR's Credit Agent to forecast post-restructuring credit profiles.
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ML-Powered Credit Ratings and Analysis — Wolfspeed: AIR's Credit Model in Action

AIR's ML model flagged Wolfspeed at speculative grade as far back as 2016, with a sustained slide into CCC territory beginning in 2019 — three years before its last bond sale.
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AIR Bringing the Power of AI to Credit

The first standardized, AI-powered framework that evaluates and compares credit risk and opportunity on a consistent basis across public and private markets.
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Company · Product

Introducing AIR Platforms: the first AI-powered credit rating agent

Stepping out of stealth with a mission to democratize AI-powered credit ratings and bring clarity to a $1.7T private credit market.
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