Pension Funds — AIR Platforms
Institutions · Pension Funds
Long duration credit oversight for plans built to pay liabilities for decades.
A forward looking view of the credits that have to be there in twenty years.
A new credit operating layer
What long duration credit oversight looks like when AI actually works.
Pension funds make credit decisions that have to perform across decades, with fiduciary duty to beneficiaries and trustees. Most vendors offer either point in time data or AI tools without the rigor a fiduciary can defend. AIR is the first platform built to give pension teams a continuously updated, defensible view of credit across the long duration book.
Credit machine learning at the core
Twenty years of credit events trained into a statistical engine that holds up across cycles. Built for the kind of multi decade horizon pension funds plan around.
Specialized ML at the core. Gen AI on top.
ML produces the credit signal. Gen AI drafts trustee reports, supports manager oversight, and powers natural language analysis for the investment team. Both, by design.
Fiduciary grade governance built in
Full model documentation. Backtest reports. No customer data used for training. Built for the standards your trustees, regulators, and consultants expect.
Workflows accelerated
What AIR does for pension funds.
01
Liability matching credit selection
Forward looking credit views on every name being considered for liability matching mandates.
02
Long duration portfolio surveillance
A single forward looking view across the long duration book, refreshed daily.
03
Investment grade and high yield oversight
Continuous monitoring of IG and HY holdings, with ranked watchlists by movement.
04
Private credit allocation diligence
Forward looking views on private credit allocations and the underlying issuers in those portfolios.
05
Manager monitoring and look through
Look through analysis on external managers, with consistent methodology and signals across mandates.
06
Concentration across managers and mandates
Aggregated exposure across all managers and mandates. Catch concentrations across your full plan.
07
ESG and climate adjusted credit
Climate transition and physical risk adjusted PDs. Aligned with the standards your trustees and beneficiaries expect.
08
Scenario and stress testing on the credit book
Conversational scenario and stress testing across the credit book, including macro and asset specific shocks.
09
Allocation rebalancing signals
Forward looking signals to inform allocation rebalancing decisions.
10
Regulatory and trustee reporting
Auto generated reports for trustees, regulators, and consultants. Consistent methodology with full traceability.
The AI layer
An AI layer for long duration credit oversight.
A sample of the surfaces. The AI layer reaches further across every credit workflow.
Credit Agent
Natural language portfolio queries.
Auto Reports
Trustee and board reports generated automatically.
Scenario Analysis
Conversational stress and scenario analysis.
Document Intelligence
Manager reports and offering documents parsed.
Cited Explanations
Driver attribution on every score and output.
Embedded Surfaces
Lives inside your reporting platform.
Resources
From the credit lab.
Company · Product
Introducing AIR Platforms: the first AI-powered credit rating agent
Read
Product
AIR: bringing the power of AI to credit
Read
Product · Research
ML-Powered Credit Ratings and Analysis — Wolfspeed: AIR's Credit Model in Action
Read
Blog
AI data centers are testing energy credit
Read
Get started
Talk to an AI credit specialist.
A working session, not a sales pitch. We will run AIR against a sample of your portfolio and walk you through what it sees.